First Priority Financial...
Just as no two houses are alike, no two mortgage loans are alike either. Interest rates and repayment terms are just the beginning.
What kind of loan are you looking for?
* Purchase or Refinance
* Conforming Fixed & Adjustables up to $417K
* Conforming High Balance up to $580K in the Sacramento area
* Conforming High Balance up to $729K in other parts of the state
* Jumbo up to $2 Million
* Conforming Purchase with only 5% Down
* FHA Purchase with only 3.5% Down
* VA Purchase with No Down
* USDA with No Down
* Refi up to 105% of the value of your home (Some restrictions apply)
Are you a First Time Home Buyer? Great! I'll go over the entire process and all the steps needed to get your loan closed quickly and smoothly.
Are you a Move Up Buyer? Terrific! If you have what it takes with home prices down and interest rates so low, now is absolutely a Great Time to do it.
Do you want to lower your interest rate and monthly payment or consolodate debt by paying off credit cards or the 2nd you currently have? Although we have seen a slight uptick in rates, they are still incredibly low!
Do you want to shorten the life of your loan from a 30 Year Fixed down to a 20 or 15 Year Fixed and save Tens Of Thousands of dollars over the life of your existing loan?
As both a Direct Lender and Broker, here at First Priority Financial I specialize in matching homebuyers with the right mortgages and I'm committed to providing the highest quality service available anywhere.
And although my office is located in Folsom and the majority of my business is done in the Greater Sacramento Area, I can help anyone in the entire State of California.
You will also find that I'm not a High Pressure Sales guy. I lay out the programs and let the numbers do all the talking.
The airplane? I needed another picture and this one always makes me smile.
Call me today to learn more about how I can help you buy your new home or refinance the one you already have.
916-365-4980 Office
916-296-5983 Cell
I look forward to hearing from you.
